Borrow Money Now is a member of the Online Lenders Alliance and adheres to the OLA Responsible Lending Policy. We also comply with all federal and state laws governing our industry.


Is this a payday loan?
No, we are not a payday loan company. We offer several loan types that vary by state.  Your loan due date is simply set your to coincide with your payday for convenience. Borrow Money Now does not offer a payday loan product in any state.   

How can I use my loan?
You can use your loan however you see fit. Many borrowers use their loans to pay off unexpected medical bills, utility bills, car expenses, home repairs and many other financial obligations. 

What are your loan requirements?
Please check your individual state page to see the specific loan requirements for products available in your state.

How will I know if I am approved?
A customer service specialist will contact you once you have applied and let you know the status of your application. Once you are approved you will receive further instructions on how to proceed.

How much can I borrow?
Our loans range from $50 to $1000.  Loan guidelines vary by state so please check your individual state page for specific amounts.

When will I receive the loan?
If all the information is received by 4:00 pm Central Standard Time (CST) you will receive your funded loan the next business day.  You may receive same day approval notice.  In some instances you may be able to receive your funds on the same business day, but additional fees may apply.  A customer service specialist will be able to cover your options with you.

What does it cost to borrow?
Please visit the Fees tab on your state page for complete details.

When is my loan due?
Your payments will be due based on the different loan types we offer, please see your individual state page for specific information.

Can I pay off early?
Yes, you may always pay your loan off early.

Is there a penalty to pay off early?
No there is no penalty to pay off early.

What if I change my mind after I receive the loan?
If you contact the Corporate Office within 2 business days and return the proceeds of your loan, the loan will not be subject to the fees.  The Corporate Office must be notified in writing via email at or via fax at 405-752-5911.

How do I take out another loan?
If you are a returning customer simply log back in to your account through our website or call a representative at 1-800-689-8515.

Is my information kept confidential?
Yes, keeping your information private is very important to us.  Click here to download our Privacy Policy, for more details on how we maintain your privacy.

Do you loan to military?
This varies by loan type and state, please see your individual state page for specific information.